Business Financing
Solutions

What we do

Grow your Business

Lodestar Financial provides solutions to meet your business needs.

Financing programs supported

Financing facility programs we support: Inventory financing; Purchase Order financing, Income tax credit financing, Lease-back and many leasing program options, Cash-flow financing, Acquisitions, Business start-ups, specialty facilities such as - short-term borrowing. Tell us in a few words what financing you're in need of including a very brief financial structure and we'll schedule a discussion.

Small business Start-up loans

Need a business plan to retain a loan...we do that? Small business is the back-bone to most democracies and Canada knows to well their importance to the economy. In tandem with the major banks who fund small business, the government has a program to help you. Call us and we'll action the right program for you.

Inventory Financing

Inventory financing is a facility that funds inventory in various forms; For instance, funders in this space have targeted industries such as Retailers or Wholesalers who sell to Retailers. Generally, consumer ready products…but there are just as many instances where Inventory is financeable outside this definition; For example, a manufacturer who needs components to complete the manufacturing of their product. As for typical situations, a Reseller is ready to write a Purchase Order for inventory that is either pre-sold or fits their forecast but puts a materially strain on their cash-flows…we can fund that purchase…worldwide! Let’s discuss...

Cash- flow

Having difficulty with credit and or cash balances because the business has noticeable ebbs and flows? Lets step into funding programs that smoothen these 'normal' irregularities and set the funding so that the monthly cash balance isn't your focus in place of the business. There are several institutional type of financing programs that target exactly this frustration...and its because they know entrepreneurs can grow Sales. After all, you've been doing this for some time now. We can break through this cash balance conundrum, let us show you how.

Purchase Order Financing

Need an unusual Purchase Order pre-funded? PO's that are sizeable to your company can knock you off your cash balances, often dangerously which is where we come in. When you've got a PO that needs funds now to place and obtain the inventory, in most places around the world, we can support that arrangement. Ideally, PO funding preserves your cash balance and reduces your risk. Though this is in essence what occurs - grows both the top and bottom line Sales and profits, but it also frees up your time to focus on the next one. We've got you covered. The design of this facility is to take on large projects, often infrequently, you know can help your business with customers you trust to close the deal. Hypothetically, if your company has made a deal with a large retailer and you're confident your over-seas supplier can produce the product timely and to spec., don't miss the chance. Call us to get you the funds to take the Purchase Order and convert it to profits.

Income Tax Credit Financing - SRED, Film, Video

Tax credit financing is common because of its unpredictable timeliness to be paid out from the source. When you need to retain funds from your invested costs before the government releases you your money, we action that …and quickly too. Businesses know that if they invest in themselves, ideally with a specialized accountant to prepare the forms, they can retain sizeable refunds from the government regardless of the success of each effort they have with their tests. If your business is a repeat applicant, we can also assist with getting your tax credits on quarterly funding. This facility is ideal for clients who want to ramp up their investments but are nervous about their cash flows. One facility type to propel your investments is quarterly accrual financing.

Sale lease back / Leasing

Here’s a smart type of loan product to assist business who have more hard assets than cash – what they need now! Does your business need cash not more assets? a Sale Leaseback can be a great facility that both keeps your assets while cash-flowing your business. In other words, we can convert equipment to cash. Sometimes the ebbs and flows go on longer than expected and these durations outlast your cash squeezing your initial investment on the business. That's not as uncommon as you think. We can assist with this unleashing of funds seemless ensuring you meet payroll and keep the business in good repair and maitenance. We do this all the time.

Acquisition funding

Let us grow that business model you have designed and know is a winner but need an acquisition or two to grow it while the opportunity exists. When you see a competitor or a great business addition to your model that you know has so much more potential than how its currently operated, we design the loan package and engage the funder to help you buy it. The target may be under-performing, or they may be a powerful addition to your business model. Either way it comes to your attention, you have decided that a business under your ownership would be beneficial and a smart investment, we support that idea with affordable financing. We can make this idea a reality and, design the loan program to make that acquisition occur for you.